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Author: Jeremy Ganse

January 31, 2020

By: Jeremy Ganse

7 Perfect Places for Date Night

Life in Lancaster is brimming with romantic potential—be it your first date or one-thousandth date, the county offers a ton of romantic options for you to treat your loved one!   1. Decades You can’t go wrong with a date night at Decades. We recommend starting off with dinner in your own cozy booth or […]

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March 14, 2019

By: Jeremy Ganse

News Release Real Estate Expert, Jeremy Ganse, Signs Publishing Deal With Celebrity Press For New Book, “Cracking the Real Estate Code”

For Immediate Release – Orlando, FL – February 15, 2013 Real Estate Expert Jeremy Ganse will team with CelebrityPress, a leading book publishing company, and several leading experts from around the world to release the book, “Cracking the Real Estate Code.” Jeremy Ganse, founder of the Jeremy Ganse Home Selling Team, has joined a select […]

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March 14, 2019

By: Jeremy Ganse

News Release – National Association of Expert Advisors/Certified Home Selling Advisors

For Immediate Release – Frisco, TX, October 20, 2012 Real Estate Agent, Jeremy Ganse, Earns Prestigious Designation from the National Association of Expert Advisors Certification Provides Platform for a World-Class Real Estate Experience Lancaster, PA, October 20, 2012 – RE/MAX SmartHub Realty is proud to announce that Jeremy Ganse recently earned the Certified Home Selling […]

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March 6, 2019

By: Jeremy Ganse

The Truth About Private Mortgage Insurance

Private mortgage insurance has become a common way of offsetting the risk for mortgage lenders when buyers have a small down payment. Is your down payment on a property is less than 20% of its appraised value (or sale price, in some cases)? Your lender will require that you obtain private mortgage insurance. This insurance […]

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March 6, 2019

By: Jeremy Ganse

The New 40-Year Mortgage

What is the 40-Year Mortgage? The idea of the 40-year mortgage has been around in America since the 1980s when interest rates reached record highs of over 18%. With those massive interest rates, the affordability of monthly mortgage payments was a big problem. Increasing the terms of the mortgage to 40 years rather than 30 […]

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March 6, 2019

By: Jeremy Ganse

The Mortgage Checklist

Applying for a mortgage? You’ll need to supply the lender with several documents to verify your debts, income and assets when applying for a mortgage. These documents calculate how much you can afford to borrow. Only verifiable sources of income may be used in this calculation. So it’s important to be thorough and keep good […]

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March 6, 2019

By: Jeremy Ganse

Should you Refinance your Adjustable-Rate Mortgage?

Adjustable-rate mortgages (ARMs) are risky, but they certainly have their uses. If the interest rate on ARMs is low and you’re planning to sell after a few years, it can be a definite money-saver compared to a fixed-rate mortgage (FRM). But is it really smart to refinance your mortgage? Refinance Your Mortgage: A Good Idea? […]

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March 6, 2019

By: Jeremy Ganse

Is an Interest-only Loan for You?

An interest-only loan is a fixed-term loan for which you pay only the interest, leaving the balance of the principal unchanged over the term of the loan. In America an interest-only period is typically between one and five years, sometimes extending as long as ten years. After this time, the borrower has the option to […]

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March 6, 2019

By: Jeremy Ganse

How to Find the Best Loan for You

If you’re not familiar with the various types of mortgages and loans, you stand the chance of paying out thousands of dollars more than you should during the life of your loan. There are several different types of mortgages and loans and each one has its own list of pros and cons. In order to […]

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March 6, 2019

By: Jeremy Ganse

How to Finance a Remodel or Fixer Upper

Before approaching lenders, draw up a detailed budget for your remodeling or fixer upper plans. To calculate an accurate estimate, first decide what projects you’ll need to hire a contractor for and which ones you’ll do yourself. On contracted work, start with a firm bid and add 10% for “surprises.” On work you’ll do yourself, […]

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Keeping ahead of COVID-19

All Real Estate In Pennsylvania Reopened with New Guidance as of 5/19/2020.